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John KurtzNational Real Estate

Fort Mill · Fort Mill, SC

163 Monteray Oaks Circle

Fort Mill, SC · 2,811 sqft

$825,000

  • 4Beds
  • 3Baths
  • 2,811SqFt
  • 2016Year

About this home

Located on a private half-acre homesite in highly desirable Forest at Fort Mill, this beautifully updated home blends modern comfort with exceptional indoor and outdoor living. Recent improvements—including fresh interior paint, new carpeting, a widened driveway, added walkway, enhanced landscaping, and newly planted privacy trees—complement an inviting, light-filled floor plan designed for today's lifestyle.

The main level features a private guest bedroom with a full bath, a dedicated home office, and a spacious dining area filled with natural light. At the heart of the home is a well-appointed chef's kitchen with a large granite island, abundant cabinetry, gas cooktop, double ovens, and generous workspace that flows seamlessly into the main living area.

Upstairs, the spacious primary suite offers a peaceful retreat with a luxurious en-suite bath and an oversized custom walk-in closet. Two additional bedrooms, a generously sized loft, and a hall bath with dual vanities provide flexible space for family, guests, hobbies, or a second living area.

Step outside to your own backyard oasis. The fully fenced yard showcases a custom heated saltwater pool with an attached spa, expansive paver patio, fire pit, and screened porch—creating the perfect setting for relaxing or entertaining year-round.

The oversized three-car garage offers 2 EV charging stations. Located in one of Fort Mill's most desirable communities, this home offers the perfect blend of comfort, functionality, and resort-style outdoor living.

Property details

Beds
4
Baths
3
SqFt
2,811
Lot
Year built
2016
Type
Single Family
Garage
3
Style
Farmhouse
Heating
Central
Cooling
Central Air, Dual
Foundation
Crawl Space
Flooring
Carpet
HOA dues
$730 / yr

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,132/ month

Principal & interest
$5,109
Property tax (~1.05%)
$721
Homeowners insurance
$240
HOA dues
$60

Down payment

$41,250 down · $783,750 financed

Income to qualify (28% rule)

~$262,834 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.