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John KurtzNational Real Estate

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Salisbury · Salisbury, NC

1630 Grace Church Road

Salisbury, NC · 1,189 sqft

$266,000

  • 3Beds
  • 2Baths
  • 1,189SqFt
  • 1993Year
  • variableLot
  • 1Days on market

About this home

Welcome home to this beautifully updated property in a desirable country setting, offering the perfect blend of peaceful living and everyday convenience. Situated on a spacious lot and eligible for 100% USDA financing, this move-in-ready home has been thoughtfully renovated from top to bottom.

Recent improvements include a new roof, new siding, new front porch columns, new shutters, new back door, and new windows throughout most of the home. Inside, you'll find timeless white shaker cabinetry with soft-close doors and drawers, butcher block countertops, classic subway tile backsplash, and new stainless steel appliances including refrigerator, range, dishwasher, and hood.

The interior features durable dovetail oak luxury vinyl plank flooring throughout, fresh neutral paint, new bifold doors, updated registers, and beautifully refreshed bathrooms. The primary ensuite showcases a new tiled shower with glass door, updated fixtures, new vanity, and new toilet.

Additional peace-of-mind updates include a serviced HVAC system, pumped septic tank, tested well, and improvements to the storage shed including a new door.

Enjoy country living without sacrificing convenience, with shopping, dining, and major commuting routes just minutes away. A rare opportunity to own a substantially updated home at an affordable price point. Ask about potential 100% USDA financing and available down payment assistance programs for qualified buyers. Need financing guidance? We can connect you with trusted local lenders to explore available options and determine eligibility.

Property details

Beds
3
Baths
2
SqFt
1,189
Lot
variable
Year built
1993
Type
Single Family
Days on market
1
Style
Ranch
Heating
Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,957/ month

Principal & interest
$1,647
Property tax (~1.05%)
$232
Homeowners insurance
$77
HOA dues

Down payment

$13,300 down · $252,700 financed

Income to qualify (28% rule)

~$83,903 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.