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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

1636 Ferncliff Road

Charlotte, NC · 3,201 sqft

$1,699,900

  • 4Beds
  • 3.5Baths
  • 3,201SqFt
  • 2025Year
  • 1Days on market

About this home

Luxury meets personalization at Ferncliff at Cotswold. Duet #3 offers the rare opportunity to select your own interior finishes and create a home that reflects your style. Featuring a main-level primary suite, open-concept living, chef-inspired kitchen, covered lanai, flexible upper-level living space, and 2-car garage. Nestled in one of Charlotte's most desirable neighborhoods, just minutes from Uptown, SouthPark, premier dining, shopping, and medical centers.

  • Note some images shown are of the furnished model home for illustrative purposes only. Features, finishes and selections may vary

Property details

Beds
4
Baths
3.5
SqFt
3,201
Lot
Year built
2025
Type
Townhome
Days on market
1
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
HOA dues
$900 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$12,811/ month

Principal & interest
$10,527
Property tax (~1.05%)
$1,487
Homeowners insurance
$495
HOA dues
$300

Down payment

$84,995 down · $1,614,905 financed

Income to qualify (28% rule)

~$549,050 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.