Morganton · Morganton, NC
1646 Silver Street
Morganton, NC · 952 sqft
$197,900
- 3Beds
- 1Baths
- 952SqFt
- 1956Year
- approx 194x300Lot
- 1Days on market
About this home
Welcome to your own private woodland retreat! Nestled on a peaceful 1.17-acre lot, this charming 3 bedroom, 1 bath home offers warmth, character, and the perfect setting to unwind. Spend your mornings or evenings relaxing on the back deck overlooking the serene wooded backyard, where privacy and nature surround you. Inside, you'll love the cozy ambiance created by the wood-burning stove, perfect for gathering around during cool mountain evenings. While the home could use a little TLC and offers a wonderful opportunity to add your own personal touches, it has great bones and plenty of potential to become a cozy full-time residence, mountain getaway, or investment property. Conveniently located less than 10 minutes from Fonta Flora Trail and public access to beautiful Lake James, and less than 15 minutes from downtown Morganton, you'll enjoy easy access to hiking, biking, kayaking, boating, shopping, dining, and all the outdoor recreation Western North Carolina has to offer. If you've been dreaming of an affordable home with privacy, acreage, and endless possibilities in a sought-after location, this hidden gem is one you won't want to miss!
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 952
- Lot
- approx 194x300
- Year built
- 1956
- Type
- Single Family
- Days on market
- 1
- Style
- Cabin, Cottage
- Heating
- Forced Air, Oil
- Cooling
- Other - See Remarks
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,456/ month
- Principal & interest
- $1,225
- Property tax (~1.05%)
- $173
- Homeowners insurance
- $57
- HOA dues
- —
Down payment
$9,895 down · $188,005 financed
Income to qualify (28% rule)
~$62,422 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.