Spindale · Spindale, NC
165 Central Park Circle
Spindale, NC · 1,395 sqft
$359,900
- 2Beds
- 2Baths
- 1,395SqFt
- 2026Year
- 1Days on market
About this home
Beautiful new construction home located in Sparks Crossing, a well-established 55+ community. This 2-bedroom, 2 full bath floorplan has just under 1400 sq. ft. of living space. Features include wide doorways, vaulted ceilings, a beautiful gas log fireplace, granite countertops, and soft close cabinets/drawers. The 2-car garage and walk in closets are oversized and offer ample space for extra storage, if needed. A relaxing, screened porch on the back of the home is the perfect spot to enjoy the outdoors after a long day. Sparks Crossing is a 55+ community with an HOA that maintains the landscaping. With the full brick exterior and the HOA mowing the lawn for you, this home is the epitome of low maintenance! It also provides underground utilities, public water and sewer, and has direct access to the Thermal Belt Rail Trail. Don't miss the opportunity to call Sparks Crossing your home!
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,395
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Crawl Space
- Flooring
- Vinyl
- HOA dues
- $120 / mo
Features
- Open Floorplan
- Walk-In Closet(s)
- Lawn Maintenance
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,768/ month
- Principal & interest
- $2,228
- Property tax (~1.05%)
- $314
- Homeowners insurance
- $104
- HOA dues
- $120
Down payment
$17,995 down · $341,905 financed
Income to qualify (28% rule)
~$118,664 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.