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John KurtzNational Real Estate

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Statesville · Statesville, NC

176 Charis Lane

Statesville, NC · 4,058 sqft

$749,990

  • 2Beds
  • 4.5Baths
  • 4,058SqFt
  • 2004Year

About this home

Tucked back on a wooded lot in Statesville, 176 Charis Ln gives you the privacy and space people are always looking for. The home has a great first impression with its stone exterior accents, large driveway, attached garage, mature trees, and peaceful setting.

Inside, you’ll find a warm and comfortable layout with plenty of room to spread out. The main living area has a rustic feel with wood accents, a stone fireplace, detailed ceiling work, and French doors leading out toward the backyard. The kitchen offers wood cabinetry, granite countertops, bar seating, tile flooring, and easy access to the outdoor space.

The home offers multiple bedrooms and updated bathrooms, along with three bonus rooms that give the next owner a lot of flexibility. These spaces could work well as home offices, guest rooms, playrooms, workout rooms, hobby spaces, media rooms, or extra storage depending on what you need.

The finished lower level is one of the standout features of the home. It includes additional living space, a kitchenette, full bathroom, sauna, and its own exterior access, making it a great setup for guests, extended family, entertaining, or just having a separate space to relax.

Outside, the wooded backyard creates a private feel, with a screened porch, patio area, retaining walls, garden space, and a detached storage building. It feels tucked away, but still keeps you close to Statesville, shopping, dining, and major roads.

With its flexible floor plan, finished lower level, garage space, wooded setting, and three bonus rooms, this home offers a lot more than the average property. It’s a great option for anyone needing space, privacy, and room to make the home fit their lifestyle.

Property details

Beds
2
Baths
4.5
SqFt
4,058
Lot
Year built
2004
Type
Single Family
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,519/ month

Principal & interest
$4,644
Property tax (~1.05%)
$656
Homeowners insurance
$218
HOA dues

Down payment

$37,499 down · $712,490 financed

Income to qualify (28% rule)

~$236,567 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.