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John KurtzCharlotte · NC

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Hickory · Hickory, NC

1764 Spurgeon Road

Hickory, NC · 2,279 sqft

$330,000

  • 3Beds
  • 3Baths
  • 2,279SqFt
  • 1986Year
  • 1Days on market

About this home

3 bedroom 3 bath brick ranch just outside Hickory NC. This single level home boasts a huge living room/kitchen combo, 2 sunrooms, 3 bedrooms, 3 full baths, plus a laundry room. Multiple decks provide plenty of space for outdoor enjoyment. Detached oversized carport can house multiple vehicles or an RV. Private location yet close to Hickory NC and a major interstate. Property is owned by US Dept of HUD and is sold AS-IS/WHERE-IS with all faults.Buyer or buyers agent to verify all stats.HUD Case#387-076321.Purchase this home using FHA Financing with ALMOST NO MONEY DOWN!See your agent for details.Property is eligible for FHA Insured Escrow (IE) financing pending updated appraisal.Seller will contribute up to 3% of purchase price for buyers closing costs if requested with offer submission.EQUAL HOUSING OPPORTUNITY

Property details

Beds
3
Baths
3
SqFt
2,279
Lot
Year built
1986
Type
Single Family
Days on market
1
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,428/ month

Principal & interest
$2,043
Property tax (~1.05%)
$288
Homeowners insurance
$96
HOA dues

Down payment

$16,500 down · $313,500 financed

Income to qualify (28% rule)

~$104,091 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.