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John KurtzNational Real Estate

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Monroe · Monroe, NC

1812 Ruben Road

Monroe, NC · 1,438 sqft

$359,000

  • 4Beds
  • 2Baths
  • 1,438SqFt
  • 1962Year
  • 295x275Lot

About this home

"Country freedom living" ALL BRICK home! Well maintained with 4-BEDROOMS! Open front entry area and living room flowing into kitchen promote spacious feeling, yet close enough for intimate connection. Granite kitchen counters and beautiful oak cabinets invite cuisine delight with easy-access dining area; newer refrigerator conveys (2 years old). A 600 square foot covered rear deck amplifies massive space for eating, entertaining, and relaxing; a generator plug-in is located at the electrical panel on the deck. Primary bedroom at the right of the home is huge with peaceful sitting-area space, walk-in closet, double-sink updated ensuite bath with tiled floor. Laundry stacking units are tucked into the bath closet. Three bedrooms at the left of the home share a roomy modernized bath with tub/shower unit, marble counter sink, and tiled floor. Bedrooms all have ample closet space. Wood flooring (pre-finished) is beautiful and runs throughout all common areas; carpet in all bedrooms. Water heater is 3 years old. New glass/screened front storm door is one year old. Recessed lighting. The home's architectural shingled roof is in great shape. Pest control and termite inspection carried out regularly. Small shed at left of home is conveniently sized for outdoor tool storage. Large open yard provides great privacy buffer and options for outdoor activities; beautiful crepe myrtles run along the road. Fenced yard at sides and back of home could contain pets or other animals. Water for the home is from a private well, but county water connection is available if desired. Private septic system has no known issues.

Property details

Beds
4
Baths
2
SqFt
1,438
Lot
295x275
Year built
1962
Type
Single Family
Style
Ranch, Traditional
Heating
Central, Forced Air, Propane
Cooling
Central Air, Electric
Foundation
Crawl Space
Flooring
Carpet, Hardwood, Tile

Features

  • Attic Stairs Pulldown
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,642/ month

Principal & interest
$2,223
Property tax (~1.05%)
$314
Homeowners insurance
$104
HOA dues

Down payment

$17,950 down · $341,050 financed

Income to qualify (28% rule)

~$113,238 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.