Charlotte · Charlotte, NC
1845 Mountain Trail Drive
Charlotte, NC · 2,916 sqft
$525,000
- 4Beds
- 2.5Baths
- 2,916SqFt
- 1999Year
About this home
Welcome to 1845 Mountain Trail Drive in the highly desirable Mountain Isle Harbor community, where spacious living meets an exceptional lifestyle near Mountain Island Lake.
This beautifully maintained 4-bedroom home sits on a fenced corner lot and offers the perfect combination of privacy, outdoor enjoyment, and neighborhood amenities. Recent improvements include all new carpet throughout and a newly refinished deck, creating a fresh, move-in-ready experience for the next owner.
Inside, you'll find generous living spaces designed for both everyday comfort and entertaining. Step outside to enjoy the fenced backyard—ideal for pets, play, gardening, or simply relaxing on the deck after a long day.
Mountain Isle Harbor is one of Charlotte's most sought-after lake-access communities, offering residents access to amenities including a clubhouse, pool, tennis courts, walking trails, and lake-oriented recreation. Conveniently located near Mountain Island Lake, Riverbend Village, Whitewater Center, Charlotte Douglas International Airport, and Uptown Charlotte, this home provides the perfect balance of neighborhood charm and city convenience.
If you've been searching for a home with space, updates, a fenced yard, and a prime location in an established lake community, 1845 Mountain Trail Drive is a must-see.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 2,916
- Lot
- —
- Year built
- 1999
- Type
- Single Family
- Garage
- 3
- Heating
- Forced Air, Natural Gas
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Vinyl, Wood
- HOA dues
- $1,521 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,990/ month
- Principal & interest
- $3,251
- Property tax (~1.05%)
- $459
- Homeowners insurance
- $153
- HOA dues
- $126
Down payment
$26,250 down · $498,750 financed
Income to qualify (28% rule)
~$171,031 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
