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John KurtzNational Real Estate

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Clover · Clover, SC

1949 Ridge Road

Clover, SC · 1,267 sqft

$305,000

  • 3Beds
  • 2Baths
  • 1,267SqFt
  • 1995Year

About this home

Appraised - listed below value for a quick sale. Instant Equity. Welcome to 1949 Ridge Road, where country charm meets modern convenience! This beautifully maintained 3-bedroom home offers the perfect blend of comfort, privacy, and affordability on a spacious homesite in desirable York County.

One of the standout features of this property is the sizeable, shaded backyard, creating the perfect setting for gardening, entertaining, relaxing, or simply enjoying the outdoors. Garden enthusiasts will appreciate the established garden space along with mature fruit trees, offering the opportunity to harvest your own fresh produce right from your backyard.

The seller has completed several recent updates, adding value and making this home move-in ready. Whether you’re a first-time homebuyer, looking to downsize, or searching for a peaceful retreat, this property offers something for everyone.

Finance incentives: USDA, assumable VA loan, up to 5% closing cost. SHED does not convey. Electricity hookups will remain.

Property details

Beds
3
Baths
2
SqFt
1,267
Lot
Year built
1995
Type
Single Family
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,244/ month

Principal & interest
$1,888
Property tax (~1.05%)
$266
Homeowners insurance
$88
HOA dues

Down payment

$15,250 down · $289,750 financed

Income to qualify (28% rule)

~$96,205 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.