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John KurtzNational Real Estate

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Concord · Concord, NC

196 Flint Ridge Drive

Concord, NC · 2,162 sqft

$430,000

  • 3Beds
  • 2.5Baths
  • 2,162SqFt
  • 1987Year

About this home

No HOA! Enjoy peaceful country living in this charming brick two-story home with rocking chair front porch situated on 0.69 acres. Nestled in a quiet setting, this cozy home offers an updated interior and plenty of space both inside and out. The kitchen features all-wood cabinetry with roll out shelving, quartz countertops, and stainless steel appliances, creating a stylish and functional gathering space. The front living room is currently utilized as a home office, providing flexibility to fit your lifestyle. Warm wood flooring extends throughout the main living areas while a spacious laundry room and convenient half bath complete the first floor. Upstairs, you'll find all three bedrooms, including an oversized primary suite with a walk-in closet and private ensuite bath. Two additional bedrooms share a full hall bath. Outside, enjoy the privacy of mature trees, a large backyard, deck and a cozy fire pit—perfect for relaxing evenings or entertaining guests. Recent updates include new carpet upstairs and fresh paint throughout much of the home. Two car garage. Encapsulated crawlspace. Septic pumped in July 2024. Refrigerator conveys. New well pump and pressure tank August 2025.

Property details

Beds
3
Baths
2.5
SqFt
2,162
Lot
Year built
1987
Type
Single Family
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,118/ month

Principal & interest
$2,663
Property tax (~0.92%)
$329
Homeowners insurance
$125
HOA dues

Down payment

$21,500 down · $408,500 financed

Income to qualify (28% rule)

~$133,637 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.