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John KurtzNational Real Estate

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Spruce Pine · Spruce Pine, NC

198 Hickory Hill Circle

Spruce Pine, NC · 1,817 sqft

$449,500

  • 3Beds
  • 2.5Baths
  • 1,817SqFt
  • 1996Year
  • 1Days on market

About this home

Nestled in one of Spruce Pine's most desirable areas, this beautifully maintained home offers the perfect balance of mountain living and everyday convenience. Located just minutes from Grassy Creek Golf & Country Club, you'll enjoy an easy drive to downtown Spruce Pine, approximately 30-45 minutes to area ski resorts, and about 45 minutes to Asheville, making it an ideal full-time residence or mountain retreat.

Inside, soaring windows fill the home with natural light while framing peaceful mountain and wooded views. The spacious primary suite offers a true retreat with two walk-in closets and plenty of room to unwind. The galley-style kitchen provides efficient workspace with easy access to the main living areas, while the gas fireplace creates a warm gathering space indoors. Step outside to enjoy the expansive deck overlooking the level backyard, complete with a gas fire pit—perfect for relaxing evenings or entertaining family and friends.

Outside, you'll appreciate the beautifully landscaped, flat yard, mature trees, and one of the area's biggest advantages: easy year-round access with no steep driveway to navigate. Conveniently located near the Blue Ridge Parkway, hiking, fishing, the Penland School of Craft, and all the outdoor recreation the High Country has to offer, this home offers the mountain lifestyle you've been looking for.

Property details

Beds
3
Baths
2.5
SqFt
1,817
Lot
Year built
1996
Type
Single Family
Days on market
1
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Heat Pump
Foundation
Basement, Crawl Space
View
Golf Course
HOA dues
$300 / yr

Features

  • Wet Bar

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,333/ month

Principal & interest
$2,783
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues
$25

Down payment

$22,475 down · $427,025 financed

Income to qualify (28% rule)

~$142,855 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.