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John KurtzCharlotte · NC

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Granite Falls · Granite Falls, NC

20 Archer Street

Granite Falls, NC · 976 sqft

$199,900

Reduced from $209,900

  • 2Beds
  • 1Baths
  • 976SqFt
  • 1924Year
  • 175Days on market

About this home

All this home needs is you! Welcome to 20 Archer Street, Granite Falls, NC. The little things that make a house feel like home - a wide front porch, an actual laundry room with a washer and dryer, a kitchen pantry, walk in closet in the primary bedroom, open shelving in the bathroom, not to mention new flooring, paint, light fixtures, kitchen appliances, doors - all these things make home buying feel good. Granite Falls is a small town located in the foothills of the Blue Ridge Mountains. Halfway between two larger, growing cities - Hickory and Lenoir. Archer Street is centrally located between Hwy 321 and downtown Granite Falls. Quick to everything! New construction going on in the same neighborhood at a much higher price point. I invite you to come take a look. Don't have a lender? Happy to recommend a local lender to you!

Property details

Beds
2
Baths
1
SqFt
976
Lot
Year built
1924
Type
Single Family
Days on market
175
Style
Bungalow
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,471/ month

Principal & interest
$1,238
Property tax (~1.05%)
$174
Homeowners insurance
$58
HOA dues

Down payment

$9,995 down · $189,905 financed

Income to qualify (28% rule)

~$63,053 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.