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John KurtzNational Real Estate

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Black Mountain · Black Mountain, NC

20 Kimberly Road

Black Mountain, NC · 1,323 sqft

$425,000

  • 2Beds
  • 1Baths
  • 1,323SqFt
  • 1973Year

About this home

Beautiful cabin overlooking heavily wooded ridge. Enjoy the deck off the upper level or paver patio below, listening to the wind through the tree tops right in front of you. Open plan on the main level, and finished lower level make this the perfect spot to spend time with company while having the privacy of each bedroom on a different level. Bonnie Highlands is just off Morgan Hill Road and HWY 9, with easy access to Black Mountain (20 mins), Chimney Rock (20 mins) and Asheville (30 mins). The perfect getaway as your primary residence, second home, or short term rental. Heating and air via mini splits, plus wood burning stove and radiate heat on the lower level. Propane on-demand water heater. HOA functions only for road maintenance. Listing includes adjacent parcel 0626-21-2751-00000 in the total acreage

Property details

Beds
2
Baths
1
SqFt
1,323
Lot
Year built
1973
Type
Single Family
Heating
Ductless
Cooling
Ductless
Foundation
Basement, Crawl Space, Slab
HOA dues
$700 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,186/ month

Principal & interest
$2,632
Property tax (~1.05%)
$371
Homeowners insurance
$123
HOA dues
$58

Down payment

$21,250 down · $403,750 financed

Income to qualify (28% rule)

~$136,556 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.