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John KurtzNational Real Estate

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Black Mountain · Black Mountain, NC

20 Kimberly Road

Black Mountain, NC · 1,308 sqft

$415,000

  • 2Beds
  • 1Baths
  • 1,308SqFt
  • 1973Year
  • 1Days on market

About this home

Nestled on approximately 2 private, wooded acres, this charming home offers a peaceful mountain retreat just off Highway 9 between Black Mountain and Fairview. Ideal as a full time residence, second home or vacation rental. It features an open main-level floor plan, a bedroom and bath on the main level, a finished basement with a second living area and a wood-burning stove adds warmth and character.

Property details

Beds
2
Baths
1
SqFt
1,308
Lot
Year built
1973
Type
Single Family
Days on market
1
Style
Arts and Crafts
Heating
Ductless
Cooling
Ceiling Fan(s)
Foundation
Basement
HOA dues
$700 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,112/ month

Principal & interest
$2,570
Property tax (~1.05%)
$363
Homeowners insurance
$121
HOA dues
$58

Down payment

$20,750 down · $394,250 financed

Income to qualify (28% rule)

~$133,402 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.