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John KurtzNational Real Estate

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Belmont · Belmont, NC

201 Commodore Court

Belmont, NC · 3,311 sqft

$875,000

  • 3Beds
  • 3Baths
  • 3,311SqFt
  • 2007Year

About this home

Welcome to 201 Commodore Court in Belmont’s desirable HarborTowne Community! If you've ever dreamed of having a solidly built all brick home, with the primary on the main floor and being minutes from the water, this could be the home for you! From major system updates to custom finishes and exceptional outdoor living spaces, every detail of this meticulously maintained 3 bedroom, 3 bathroom home has been carefully considered. Inside, you'll find light greige walls, updated lighting and ceiling fans, hardwood floors in all bedrooms and the bonus room upstairs, a great room with custom built-ins, and a beautifully redesigned fireplace niche. The kitchen features a stylish backsplash, while the dining room is enhanced with Designer Thibaut draperies. Plantation shutters add timeless charm to the bedrooms, and the renovated primary suite has a stunning Charleston Style en-suite, with large walk-in shower. Major mechanical improvements include a new downstairs HVAC system (2022), upstairs HVAC system (2023), new well pressure tank (2022), whole-house water filtration system (2024), and a UV Light and Water Softener treatment system (2025), UV light replaced May 2026. All HVAC and plumbing systems have been professionally inspected and maintained. Step outside to enjoy the professionally landscaped grounds featuring outdoor lighting, irrigation, raised garden beds, a fenced backyard, and a private putting green. The expansive two-level deck, added in 2021 and freshly stained in June 2026, provides the perfect setting for entertaining or relaxing outdoors. A flat driveway, two-car garage, and mature landscaping complete this exceptional property. This move-in ready home offers the perfect combination of comfort, style, and peace of mind with extensive updates already completed. There are NO city Taxes. Morningstar Marina is privately managed; please contact Harbortowne@morningstarmarinas.com for boat slip availability. Homes in HarborTowne rarely come available, so don't wait if the lake lifestyle and a quiet neighborhood is for you!

Property details

Beds
3
Baths
3
SqFt
3,311
Lot
Year built
2007
Type
Single Family
Garage
2
Style
Traditional
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Crawl Space
Flooring
Marble, Tile, Wood
HOA dues
$400 / yr

Features

  • Attic Stairs Pulldown
  • Attic Walk In
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,327/ month

Principal & interest
$5,419
Property tax (~0.85%)
$619
Homeowners insurance
$255
HOA dues
$33

Down payment

$43,750 down · $831,250 financed

Income to qualify (28% rule)

~$271,176 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.