Black Mountain · Black Mountain, NC
204 Rush Creek Road
Black Mountain, NC · 600 sqft
$749,000
- 1Beds
- 1Baths
- 600SqFt
- 2023Year
- see surveys and platsLot
About this home
If water is what you are looking for, you've found it with 1/2 mile of bold flowing creek, multiple waterfalls, and incredible luxury cabin in the woods. The sound of rushing water and the falls fills the air. Tons of wildlife, property has about 3 acres open, the rest is beautifully wooded. The perfect location for full privacy but just 25 minutes of Asheville, 20 to Black Mountain and to Lake Lure / Chimney Rock. The home was completed about 3 years ago and is a converted small post-and-beam barn - fully gutted, outside wood siding turned for the interior walls, full tiled bathroom, cooks kitchen with 6 burner gas range and oven, custom cabinets & island. Huge deck around 1/2 the cabin overlooking Rush Creek and the open acreage. Set up for indoor/outdoor living! Two barns on the property (one set up as a workshop with no power), of the same construction, with potential to also build into homes or cabins. Multiple build sites on the property. Property being offered consists of 80 acres +/- with the final exact acreage to be determined with new survey. Approximately 20 acres being carved out (see attachments) creating 5 new lots, one portion rising up to Kimberly being sold to a neighbor there (at approximately 4 acres). New buyers could purchase the additional 16 or so acres at a cost of $150,000 if desired. Most of the acreage is behind the small cabin, up along Rush Creek, as well as the rise to the left of the cabin all the way to the ridge top. Lots of fruit trees & berries planted around the property (apples, pears, plums, figs, peaches, blueberries) and plenty of foraging with tons of blackberries, plus ramps & mushrooms. Must see paradise.
Property details
- Beds
- 1
- Baths
- 1
- SqFt
- 600
- Lot
- see surveys and plats
- Year built
- 2023
- Type
- Single Family
- Heating
- Ductless, Wood Stove
- Cooling
- Ductless
- Foundation
- Slab
- View
- Mountain(s), Water
- HOA dues
- $700 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$5,570/ month
- Principal & interest
- $4,638
- Property tax (~1.05%)
- $655
- Homeowners insurance
- $218
- HOA dues
- $58
Down payment
$37,450 down · $711,550 financed
Income to qualify (28% rule)
~$238,754 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.