Skip to content
John KurtzNational Real Estate

View all 34 photos →

Mount Holly · Mount Holly, NC

205 Gaddis Drive

Mount Holly, NC · 1,193 sqft

$285,000

  • 2Beds
  • 1Baths
  • 1,193SqFt
  • 1980Year
  • 1Days on market

About this home

Located in an established neighborhood, this charming brick ranch offers the ease of one-level living with timeless character and thoughtful updates. Inside, you’ll find beautiful real hardwood floors that add warmth and durability throughout the home. The spacious layout is move-in ready while still offering plenty of opportunity to make it your own. Step outside to enjoy the privacy-fenced backyard — perfect for pets, entertaining, or simply relaxing. Need extra storage or workspace? The impressive 18x21 outbuilding provides endless possibilities for a workshop, hobby space, or additional storage. Conveniently located just minutes from downtown Mount Holly, Belmont, and Charlotte, this home offers comfort, convenience, and potential all in one.

Property details

Beds
2
Baths
1
SqFt
1,193
Lot
Year built
1980
Type
Single Family
Days on market
1
Heating
Natural Gas
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,097/ month

Principal & interest
$1,765
Property tax (~1.05%)
$249
Homeowners insurance
$83
HOA dues

Down payment

$14,250 down · $270,750 financed

Income to qualify (28% rule)

~$89,897 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.