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John KurtzNational Real Estate

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Gerton · Gerton, NC

206 Chestnut Hill Road

Gerton, NC · 1,645 sqft

$535,000

  • 4Beds
  • 2Baths
  • 1,645SqFt
  • 1928Year

About this home

Step back in time without sacrificing modern comfort in this beautifully renovated 1920s Chestnut Hill cottage. Originally constructed as a family and executive retreat associated with the Hanes Underwear Company, the home showcases timeless mountain-cottage charm, highlighted by a grand stone fireplace and inviting covered front porch. Thoughtful renovations preserve the home's historic character while enhancing everyday livability. Relax on the expansive covered front porch and enjoy cozy short-range mountain views in a storybook setting. Extensive native stonework graces both the home and the beautifully landscaped, certified native wildlife gardens, creating a seamless connection to the natural beauty of the surrounding mountains.

Recent improvements include a beautifully renovated kitchen and bathroom, a new roof, updated electrical system, and a new heat pump. The original hardwood floors have been carefully restored, blending historic character with modern convenience. This is a truly special property where history, character, and craftsmanship come together in one unforgettable setting. This home has 2 bedrooms plus an office on the main level, with the lower level being a large studio area with bedroom, sitting area and full bath.

Meticulously maintained and truly move-in ready, this home is offered turn-key and can be sold furnished—ideal as a full-time residence, mountain getaway, or vacation rental investment. Outdoor enthusiasts will appreciate direct access to nearby adventure, including hiking to Bearwallow Mountain right from your door, plus a short drive to multiple trailheads featuring waterfalls, mountain streams, and sweeping 360-degree mountain views on Bearwallow Mtn. HOA Initiation Fee: $1000 / Septic Permit - NOT FOUND

Property details

Beds
4
Baths
2
SqFt
1,645
Lot
Year built
1928
Type
Single Family
Style
Cottage
Heating
Baseboard, Heat Pump
Cooling
Central Air
Foundation
Basement
Flooring
Concrete, Vinyl, Wood
View
Mountain(s), Year Round
HOA dues
$750 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,000/ month

Principal & interest
$3,313
Property tax (~1.05%)
$468
Homeowners insurance
$156
HOA dues
$62

Down payment

$26,750 down · $508,250 financed

Income to qualify (28% rule)

~$171,432 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.