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John KurtzNational Real Estate

Richfield · Richfield, NC

207 S Gold Branch Road

Richfield, NC · 1,675 sqft

$345,000

  • 3Beds
  • 2Baths
  • 1,675SqFt
  • 1980Year

About this home

This completely renovated ranch home in northern Stanly County is move-in ready with extensive updates throughout the property. The renovation covers every detail, including new flooring, updated fixtures, and new door hardware. A complete list detailing all work completed on the home is available in the MLS attachments.

The main living space features an open layout that connects the living room, dining area, and kitchen. This space flows directly out to the rear deck and a fenced backyard, making it functional for outdoor dining and activities. In addition to the primary living area, the home includes a separate, spacious den that opens directly onto a front patio.

The property is located near Highway 49, offering a direct route that connects the area southwest to Concord, Harrisburg, and Charlotte, and northeast toward Asheboro. To provide transparency, the owner will share the recent home inspection report, which confirms that all noted concerns have been corrected. With three bedrooms, two full bathrooms, and updated finishes from top to bottom, this residence combines modern updates with a practical floor plan.

Property details

Beds
3
Baths
2
SqFt
1,675
Lot
Year built
1980
Type
Single Family
Style
Ranch
Heating
Heat Pump
Cooling
Attic Fan, Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,539/ month

Principal & interest
$2,136
Property tax (~1.05%)
$301
Homeowners insurance
$100
HOA dues

Down payment

$17,250 down · $327,750 financed

Income to qualify (28% rule)

~$108,822 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.