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John KurtzNational Real Estate

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Belmont · Belmont, NC

2101 Palm Lane

Belmont, NC · 1,047 sqft

$275,000

  • 3Beds
  • 2Baths
  • 1,047SqFt
  • 1993Year
  • 1Days on market

About this home

Welcome to this charming 3-bedroom, 2-bath ranch nestled on a desirable corner lot in the heart of Belmont. Offering 1,055 square feet of comfortable living space, this well-maintained home combines excellent curb appeal with endless potential to make it your own.

Surrounded by mature landscaping, the property welcomes you with a spacious driveway accommodating up to four vehicles and a flat backyard designed for relaxing and entertaining. Enjoy summer days by the in-ground pool, unwind on the deck overlooking the backyard, or gather with family and friends in your private outdoor retreat.

Inside, you'll find a functional, move-in-ready floor plan featuring a spacious living room, a bright kitchen with a dining area overlooking the backyard, and a primary suite with a private full bath. Two additional bedrooms share a second full bathroom, making this home ideal for families, first-time buyers, or those looking to downsize.

Major updates provide peace of mind, including a roof replaced in 2018 and HVAC system installed in 2015. While the home offers an excellent opportunity for cosmetic updates to suit your personal style, it has been well cared for and is ready for its next owner.

Conveniently located just minutes from vibrant downtown Belmont, parks, shopping, restaurants, schools, and easy access to I-85 and Charlotte, this home offers exceptional value in one of Gaston County's most desirable communities.

Don't miss your opportunity to own a home with a pool, great outdoor living space, and unlimited potential in beautiful Belmont!

Property details

Beds
3
Baths
2
SqFt
1,047
Lot
Year built
1993
Type
Single Family
Days on market
1
Style
Ranch
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Laminate, Tile

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,978/ month

Principal & interest
$1,703
Property tax (~0.85%)
$194
Homeowners insurance
$80
HOA dues

Down payment

$13,750 down · $261,250 financed

Income to qualify (28% rule)

~$84,777 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.