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John KurtzNational Real Estate

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Cornelius · Cornelius, NC

21126 Townwood Drive

Cornelius, NC · 1,551 sqft

$525,000

  • 3Beds
  • 2Baths
  • 1,551SqFt
  • 1997Year

About this home

Looking for one floor living in a great neighborhood with NO HOA?!! Perfect home for those looking to downsize or just starting out. Townwood Drive is a quiet/dead end street with mature trees and is easy walking distance to downtown Cornelius and the Cain Center for the Arts. This 3 bed/2 bath, 1570 sq. ft. home is updated and in move-in condition. New LVP flooring added throughout in '25. When purchased in '23 all popcorn ceilings were removed and entire home, including ceilings were painted. Other improvements includes: new double vanity in primary, new toilets, new fans, added paver patio and storage shed. .35-acre lot with screen porch and a private fenced backyard. Located just steps to the Cain Center, as well as grocery stores and restaurants, downtown Cornelius is on the precipice of renewal and growth; the town of Cornelius has just released its draft of the 2050 Downtown Masterplan. https://www.cornelius.org/government/departments/planning_/downtown_master_plan/index.php

At the heart of the plan is a Central Civic Plaza, where the police station would be relocated creating a mixed-use development area that is anchored by a centralized civic plaza that will complement the Cain Center and Oak Street Mill. In addition, Catawba Street will be reimagined to allow for street festivals anchored by Mills Market, a commercial/residential 5 story building with 12,000 sq. ft. of commercial space. https://cornelius.org/government/departments/planning_/projects/development_projects/mills_market.php

Easy access to downtown Davidson, greenways, and I77. Come see for yourself why Townwood Drive is one of downtown Cornelius' most desirable neighborhoods!!

Property details

Beds
3
Baths
2
SqFt
1,551
Lot
Year built
1997
Type
Single Family
Garage
2
Style
Ranch
Heating
Heat Pump, Natural Gas
Cooling
Central Air, Heat Pump
Foundation
Slab
Flooring
Vinyl

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,863/ month

Principal & interest
$3,251
Property tax (~1.05%)
$459
Homeowners insurance
$153
HOA dues

Down payment

$26,250 down · $498,750 financed

Income to qualify (28% rule)

~$165,599 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.