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John KurtzNational Real Estate

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Shelby · Shelby, NC

2128 Chatfield Road

Shelby, NC · 1,359 sqft

$500,000

  • 3Beds
  • 2Baths
  • 1,359SqFt
  • 2025Year

About this home

Welcome to 2128 Chatfield Rd, a beautifully crafted custom-built home offering the perfect blend of quality, comfort and privacy. This thoughtfully designed 3 Bedroom, 2 Bath residence features an open floor plan with spacious living areas, abundant natural light and custom finishes throughout. The well appointed kitchen flows seamlessly into the main living and dining spaces, making it ideal for both everyday living and entertaining family and friends. The primary suite offers a relaxing retreat with an ensuite bath and generous walk-in closet space. Situated on a peaceful homesite, this property combines the tranquility of country living with convenient access to nearby amenities. Enjoy outdoor living, beautiful surroundings, and the craftsmanship that sets this custom home apart from a typical new construction. Whether you are looking for your first home, a place to downsize, or simply a gorgeous move in ready property with custom character, this home is a must see.

Property details

Beds
3
Baths
2
SqFt
1,359
Lot
Year built
2025
Type
Single Family
Garage
2
Style
Ranch
Heating
Electric, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Electric, Heat Pump
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Built-in Features
  • Cable Prewire
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,679/ month

Principal & interest
$3,096
Property tax (~1.05%)
$437
Homeowners insurance
$145
HOA dues

Down payment

$25,000 down · $475,000 financed

Income to qualify (28% rule)

~$157,713 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.