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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

214 McGinnis Avenue

Lincolnton, NC · 1,614 sqft

$301,500

  • 3Beds
  • 2Baths
  • 1,614SqFt
  • 1955Year
  • 1Days on market

About this home

Perfect move-in ready, all brick home in the heart of Lincolnton. Location does NOT get better than this! Conveniently located just minutes from downtown, shopping, dining, and everything Lincolnton has to offer. This beautifully updated home seamlessly combines classic charm with modern improvements.

Inside, you'll find beautifully refinished hardwood floors throughout, and brand-new granite countertops in the kitchen and bathrooms that tie the entire home together. Updated lighting and plumbing fixtures also complement the home's character while adding a fresh, modern touch.

Maintenance is the least of your concerns. This home has a brand new roof, AC unit, water heater, vapor barrier, insulation, and all new plumbing from the street on the supply-side. Also conveys with an oversized outbuilding for extra storage.

With its extensive updates, low-maintenance features, and unbeatable location, this is an opportunity you won't want to miss!

Property details

Beds
3
Baths
2
SqFt
1,614
Lot
Year built
1955
Type
Single Family
Days on market
1
Style
Ranch
Heating
Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Tile, Wood

Features

  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,219/ month

Principal & interest
$1,867
Property tax (~1.05%)
$263
Homeowners insurance
$87
HOA dues

Down payment

$15,075 down · $286,425 financed

Income to qualify (28% rule)

~$95,101 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.