Fort Mill · Fort Mill, SC
2161 Windy Oaks Road
Fort Mill, SC · 4,412 sqft
$2,950,000
- 4Beds
- 3.5Baths
- 4,412SqFt
- 1993Year
- 132x131x91x155x25x167x168Lot
About this home
Luxury Waterfront Estate on Lake Wylie Situated on one of the most desirable waterfront lots on Lake Wylie, this exceptional estate offers over 450 feet of flat, usable shoreline, breathtaking long-range water views, and a rare combination of privacy, luxury, and functionality. Located on a private road shared by only five homes, this remarkable property offers the peace and exclusivity of a private retreat while remaining just minutes from Charlotte, the airport, dining, shopping, and everyday conveniences. Located within the highly sought-after Fort Mill School District and featuring no HOA, this property presents a truly rare opportunity. Waterfront & Grounds are one of the property's most extraordinary features is its over 450 feet of flat shoreline, deep-water access, and beach access, a combination rarely found on Lake Wylie. Enjoy boating, fishing, paddleboarding, kayaking, and swimming directly from your backyard while taking in panoramic lake views and unforgettable sunsets. A private dock complete with a boat lift, floating dock, pier, and additional electrical service provides effortless access to the lake. The grounds are beautifully landscaped with specimen plantings including Blue Atlas Cedars, Mugo Pines, Colorado Blue Spruce, Japanese Maples, and numerous ornamental trees and shrubs connected by stone walkways that complement the waterfront setting. Main Residence is designed to maximize lake views, the home features dramatic floor-to-ceiling windows, soaring ceilings, extensive custom molding and trim, and water views from nearly every room. Natural light fills the home, creating a seamless connection between indoor and outdoor living. The main level showcases a luxurious lakeside primary suite with a spa-inspired bath and dual custom walk-in closets with extensive built-ins. Formal dining spaces feature a stunning double tray ceiling with uplighting and designer fixtures. At the heart of the home is a chef's kitchen appointed with custom Canadian maple cabinetry, premium appliances, an oversized island, wet bar, walk-in pantry, and a fully equipped scullery, designed for effortless entertaining. An additional main-level guest suite offers flexibility and privacy. Upstairs, spacious guest suites offer abundant natural light, beautifully appointed baths, extensive storage, and a dedicated home theater with stadium seating. An extraordinary detached 6-car garage and flex space is fully heated, cooled, insulated, and professionally soundproofed. Complete with a kitchen, bathroom, workshop, and flexible living areas, it is ideal for guests, a home business, collector vehicles, or the ultimate hobby retreat. A workshop-style basement with a drive-out garage door provides additional storage and workspace. A Rare Lake Wylie Offering, combining over 450 feet of shoreline, deep-water access, beach access, exceptional privacy, spectacular sunsets, top-rated Fort Mill schools, no HOA restrictions, and convenient access to Charlotte and the airport, this extraordinary waterfront estate represents one of the finest opportunities on Lake Wylie. A true waterfront compound designed for luxury living and unforgettable memories.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 4,412
- Lot
- 132x131x91x155x25x167x168
- Year built
- 1993
- Type
- Single Family
- Garage
- 8
- Style
- Transitional
- Heating
- Forced Air, Natural Gas, Zoned
- Cooling
- Ceiling Fan(s), Central Air, Zoned
- Foundation
- Crawl Space
- Flooring
- Carpet, Marble, Tile, Wood
- View
- Water
Features
- Attic Other
- Attic Walk In
- Breakfast Bar
- Built-in Features
- Cable Prewire
- Entrance Foyer
- Kitchen Island
- Pantry
- Walk-In Closet(s)
- Walk-In Pantry
- Wet Bar
- Fire Pit
- Dock - Floating
- In-Ground Irrigation
- Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$21,711/ month
- Principal & interest
- $18,270
- Property tax (~1.05%)
- $2,581
- Homeowners insurance
- $860
- HOA dues
- —
Down payment
$147,500 down · $2,802,500 financed
Income to qualify (28% rule)
~$930,508 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


