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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

221 Kingsway Circle

Charlotte, NC · 2,815 sqft

$400,000

  • 4Beds
  • 3Baths
  • 2,815SqFt
  • 1965Year

About this home

Spacious split-level home offering 4 bedrooms and 3 full bathrooms with over 2,800 square feet of versatile living space with NO HOA! Brand new windows throughout (2025) and fresh paint throughout. Completely move in ready, in meticulous condition. The main level features a bright living room, dining area, kitchen with breakfast space, and a beautiful and enclosed sunroom perfect for year-round enjoyment. On the Upper Level, you'll find the primary suite with a private bathroom along with two additional bedrooms adding additional living space or a flex space if needed, a second full bathroom completes the upper level. The fully finished lower level offers a large recreation room, fourth bedroom, full bath, and dedicated laundry room—ideal for guests, multi-generational living, or additional flex space. Enjoy the warmth of a gas fireplace, multiple living areas, and a thoughtful floor plan designed for comfort and functionality. Outside, relax on the front porch or patio overlooking the mature trees and rolling landscape on the over half-acre lot. Additional highlights include a rare 4-car attached garage, parking for up to 7 additional vehicles, storage shed. Conveniently located near shopping, dining, entertainment and easy access to I85, 485 Loop and CLT Airport!

Property details

Beds
4
Baths
3
SqFt
2,815
Lot
Year built
1965
Type
Single Family
Garage
4
Heating
Natural Gas
Cooling
Electric
Foundation
Basement, Crawl Space
Flooring
Carpet, Laminate, Linoleum, Vinyl, Wood

Features

  • Attic Other
  • Attic Stairs Pulldown
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,943/ month

Principal & interest
$2,477
Property tax (~1.05%)
$350
Homeowners insurance
$116
HOA dues

Down payment

$20,000 down · $380,000 financed

Income to qualify (28% rule)

~$126,171 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.