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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

222 S Torrence Street #80

Charlotte, NC · 1,222 sqft

$435,000

  • 2Beds
  • 2.5Baths
  • 1,222SqFt
  • 1999Year
  • 1Days on market

About this home

Move-in ready and perfectly positioned just minutes from Uptown Charlotte, this charming 2-bedroom, 2.5-bath condo offers the ideal blend of comfort, convenience, and low-maintenance living. Tucked away on a quiet residential street, you’ll love having an attached one-car garage, additional street parking, and a welcoming layout designed for everyday living. The bright kitchen features timeless white cabinetry, ample storage, and a refrigerator that conveys, making moving in even easier. The adjacent dining area has been thoughtfully updated with elegant picture molding and stylish lighting, creating a space that’s perfect for everything from casual dinners to entertaining friends. A convenient laundry area includes the washer and dryer, and the lower-level basement provides valuable extra storage or flexible space to fit your needs. A security system is also included for added peace of mind. Whether you’re a young professional, medical professional, or anyone looking to enjoy an active city lifestyle, this location is hard to beat. Walk to Atrium Health and Novant Health facilities, grab coffee at a nearby café, meet friends for dinner, or enjoy the convenience of shopping at Trader Joe’s, Target, and countless restaurants and local favorites just minutes from your door. With easy access to Uptown Charlotte, major highways, parks, and entertainment, you’ll love calling this home.

Property details

Beds
2
Baths
2.5
SqFt
1,222
Lot
Year built
1999
Type
Condo
Days on market
1
Garage
1
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement, Slab, Other - See Remarks
HOA dues
$328 / mo

Features

  • Cable Prewire
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,529/ month

Principal & interest
$2,694
Property tax (~1.05%)
$380
Homeowners insurance
$126
HOA dues
$328

Down payment

$21,750 down · $413,250 financed

Income to qualify (28% rule)

~$151,268 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.