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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

2255 Island Lake Drive

Charlotte, NC · 1,900 sqft

$398,990

  • 3Beds
  • 2.5Baths
  • 1,900SqFt
  • 2026Year
  • 58Days on market

About this home

This end unit Caroline plan features a sought-after first-floor owner’s suite and laundry, providing the convenience of true main-level living, along with a well-placed half bath near the entry for added functionality and privacy. A two-car garage offers additional storage space to support everyday living. The open concept layout is designed for everyday functionality, with main living areas filled with natural light and a bright kitchen featuring an oversized quartz island, upgraded cabinetry, enhanced storage solutions, stainless steel appliances, and seamless flow into the living and dining spaces. Upstairs, the home offers two additional bedrooms, a full bath, and a versatile study—ideal for a home office, flex space, or additional living area—providing separation and flexibility for guests or work-from-home needs. As an end unit, enjoy additional windows for enhanced natural light along with a larger homesite that provides extra outdoor space, added separation from neighboring homes, and features like a covered front porch, rear patio, and privacy dividers for more comfortable outdoor living. Enjoy convenient access to Mountain Island Lake with public access for boating, kayaking, and outdoor recreation, along with nearby parks and greenways. HOA includes lawn care, exterior maintenance, and exterior insurance, including roof coverage, offering low-maintenance living with fewer long-term expenses to manage. Located near Hwy 16 and I-485 with easy access to shopping, dining, and Uptown Charlotte. To be built with estimated completion November 2026. Closing cost assistance provided with the use of preferred lender. End units with this level of space, natural light, and homesite advantage are limited—schedule your visit today.

Property details

Beds
3
Baths
2.5
SqFt
1,900
Lot
Year built
2026
Type
Townhome
Days on market
58
Garage
2
Style
Transitional
Heating
Natural Gas
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$511 / qtr

Features

  • Attic Walk In
  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,106/ month

Principal & interest
$2,471
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues
$170

Down payment

$19,949 down · $379,040 financed

Income to qualify (28% rule)

~$133,152 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.