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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

2259 Island Lake Drive

Charlotte, NC · 1,912 sqft

$383,990

  • 3Beds
  • 2.5Baths
  • 1,912SqFt
  • 2026Year
  • 59Days on market

About this home

This interior unit Caroline plan features a sought-after first-floor owner’s suite and laundry, providing the convenience of true main-level living, along with a well-placed half bath near the entry for added functionality and privacy. A two-car garage offers additional storage space to support everyday living. The open-concept layout is designed for everyday functionality, with main living areas filled with natural light and a bright kitchen featuring a large quartz island, upgraded cabinetry, enhanced storage solutions, stainless steel appliances, and seamless flow into the living and dining spaces. Upstairs, the home offers two additional bedrooms, a full bath, and a versatile study—ideal for a home office, flex space, or additional living area—providing separation and flexibility for guests or work-from-home needs. As an interior unit, this home offers a smart, functional layout with great natural light in the main living areas, along with energy-efficient construction and comfortable outdoor living featuring a covered front porch, rear patio, and privacy dividers. Enjoy convenient access to Mountain Island Lake with public access for boating, kayaking, and outdoor recreation, along with nearby parks and greenways. HOA includes lawn care, exterior maintenance, and exterior insurance—including roof coverage—offering low-maintenance living with fewer long-term expenses to manage. Located near Hwy 16 and I-485 with easy access to shopping, dining, and Uptown Charlotte. To be built with estimated completion November 2026. Closing cost assistance provided with the use of preferred lender. Schedule your visit today.

Property details

Beds
3
Baths
2.5
SqFt
1,912
Lot
Year built
2026
Type
Townhome
Days on market
59
Garage
2
Style
Transitional
Heating
Natural Gas
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$511 / qtr

Features

  • Attic Walk In
  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,996/ month

Principal & interest
$2,378
Property tax (~1.05%)
$335
Homeowners insurance
$112
HOA dues
$170

Down payment

$19,199 down · $364,790 financed

Income to qualify (28% rule)

~$128,420 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.