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John KurtzCharlotte · NC

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Rock Hill · Rock Hill, SC

227 Lone Oak Circle

Rock Hill, SC · 1,778 sqft

$415,000

  • 2Beds
  • 2Baths
  • 1,778SqFt
  • 2009Year
  • 1Days on market

About this home

Enjoy low-maintenance living in this well-kept, freshly painted 2-bedroom, 2-bath home located in a desirable 55+ community. Inside, you'll find vaulted ceilings that create an open and spacious feel, along with a gas log fireplace that serves as the centerpiece of the living room. French doors lead to a dedicated home office or library, providing flexible space for work, hobbies, or quiet relaxation.

The bright sunroom offers a perfect spot to enjoy your morning coffee or unwind while overlooking the beautifully maintained landscaping. The HOA takes care of the grounds, allowing you more time to enjoy the community's active social club and amenities.

Additional features include a 2-car attached garage with built-in storage and an HVAC system that was replaced just one year ago for added peace of mind. Whether you're looking to simplify, stay active, or enjoy a welcoming neighborhood atmosphere, this home offers comfort, convenience, and easy living.

Property details

Beds
2
Baths
2
SqFt
1,778
Lot
Year built
2009
Type
Condo
Days on market
1
Garage
2
Style
Traditional
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Tile, Wood
HOA dues
$385 / mo

Features

  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,439/ month

Principal & interest
$2,570
Property tax (~1.05%)
$363
Homeowners insurance
$121
HOA dues
$385

Down payment

$20,750 down · $394,250 financed

Income to qualify (28% rule)

~$147,402 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.