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John KurtzCharlotte · NC

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Mint Hill · Mint Hill, NC

2540 Bain Farm Road

Mint Hill, NC · 2,822 sqft

$895,000

  • 5Beds
  • 3Baths
  • 2,822SqFt
  • 1975Year

About this home

Nestled on 3 private partially wooded acres, this beautifully updated custom home offers the perfect blend of luxury, privacy, and resort-style outdoor living. With 5 bedrooms, 3 bathrooms, and thoughtfully curated designer finishes throughout, this property is a rare gem in the county. Inside, the home features 3 fireplaces, all-new Monotech hardwood flooring (2025), Butler pantry (2026), designer wallpaper, luxury lighting, soft-close shaker cabinetry, stainless steel appliances, and multiple inviting living spaces. Major recent upgrades include a new architectural roof, all new triple-pane windows, new exterior doors, new tankless water heater, water filtration system, updated attic insulation, and crawlspace improvements. Enjoy a covered screened porch with fireplace, custom travertine grilling patio, massive fire pit area, fenced garden with raised beds, and a saltwater hot tub retreat. Additionally, a fully renovated detached garage with commercial-grade flooring & no HOA!

Property details

Beds
5
Baths
3
SqFt
2,822
Lot
Year built
1975
Type
Single Family
Garage
2
Style
Other
Heating
Electric, Heat Pump, Hot Water, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood

Features

  • Attic Finished
  • Attic Walk In
  • Built-in Features
  • Cable Prewire
  • Hot Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Fire Pit
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,587/ month

Principal & interest
$5,542
Property tax (~1.05%)
$783
Homeowners insurance
$261
HOA dues

Down payment

$44,750 down · $850,250 financed

Income to qualify (28% rule)

~$282,306 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.