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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

2640 Sadler Road

Charlotte, NC · 5,650 sqft

$2,975,000

  • 3Beds
  • 6.5Baths
  • 5,650SqFt
  • 1943Year
  • 204x134x224 wf 90Lot

About this home

Nestled on a quiet cove of Lake Wylie and free from HOA restrictions, this exceptional gated waterfront home offers the perfect blend of luxury, privacy, and convenience, just a short commute from Charlotte. Thoughtfully designed for both entertaining and everyday lake living, the home showcases breathtaking year-round water views from multiple decks, covered patios, and a rare two-story dock with a grandfathered double boat lift that cannot be replicated today. The meticulously landscaped grounds and extensive renovations create an inviting atmosphere from the moment you arrive. This home is a life-style. The main level features an open-concept floor plan with panoramic lake views, abundant natural light, a chef's kitchen with stainless steel appliances, and a secondary primary suite ideal for guests, in-laws, or multi-generational living. The views from this luxury ensuite bedroom are simply spectacular. The mid-level is dedicated to relaxation and entertainment, offering a media room with reclining theater seating for five, a wet bar, and an additional gathering space perfect for movie nights or unwinding after a day on the water. The luxurious primary suite serves as a private sanctuary, complete with a newly renovated spa-inspired bath featuring a soaking tub, a spacious walk-in closet, and a private balcony overlooking the lake, the perfect setting for morning coffee or sunset views. The lower level provides remarkable flexibility with a second full kitchen, additional bedroom(s), a dedicated office, and easy access to outdoor living spaces. Just outside the office, an outdoor shower mirrors the elegant spa shower found inside, creating a resort-like experience. A hot tub overlooking the property offers the perfect place to relax and enjoy peaceful lake evenings. Adding to the home's uniqueness is an attached three-car garage, an additional detached garage, and a fully equipped fitness studio with its own private entrance, full bath, and kitchenette, ideal for a home gym, guest quarters, studio, or private workspace. The perfectly landscaped grounds also include a firepit with ample seating. Pea gravel walkway, trex decking, steel cable railing and a grilling station at the dock. This is a rare opportunity to own a truly distinctive Lake Wylie waterfront property that combines luxury, functionality, and an unmatched lake lifestyle.

Property details

Beds
3
Baths
6.5
SqFt
5,650
Lot
204x134x224 wf 90
Year built
1943
Type
Single Family
Garage
6
Style
Transitional
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space, Slab
Flooring
Tile, Vinyl
View
Water

Features

  • Above Ground Hot Tub / Spa
  • Dock - Floating
  • Hot Tub
  • In-Ground Irrigation
  • Outdoor Kitchen
  • Outdoor Shower

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$21,895/ month

Principal & interest
$18,425
Property tax (~1.05%)
$2,603
Homeowners insurance
$867
HOA dues

Down payment

$148,750 down · $2,826,250 financed

Income to qualify (28% rule)

~$938,394 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.