Hayesville · Hayesville, NC
281 Cherrywood Circle
Hayesville, NC · 2,128 sqft
$315,000
- 4Beds
- 2Baths
- 2,128SqFt
- 1992Year
- 1Days on market
About this home
Enjoy beautiful mountain views and stunning sunsets from the deck of this versatile 4-bedroom home. Currently configured as a duplex, the walkout basement features 2 bedrooms, a kitchen, living room, full bath, and washer/dryer—offering excellent rental or in-law potential. The main level includes 2 additional bedrooms, an updated open-concept kitchen, dining, and living area, plus a convenient laundry space.
A wrap-around deck extends your living space outdoors and is accessible from sliding doors in both the primary bedroom and living room. Recent updates include a kitchen remodel and new flooring in 2020, as well as connection to county water in 2022. Supplemental LP heat is available on both levels for added comfort.
Additional features include a metal roof, carport, storage shed, and concrete driveways providing access to both levels. This property offers exceptional flexibility—use the entire home for personal living with room for family and guests, live upstairs and rent the walkout basement, or maximize income by renting both levels separately.
Conveniently located, with Hiawassee and Young Harris, GA and Murphy, NC all within 15–20 minutes.
Property details
- Beds
- 4
- Baths
- 2
- SqFt
- 2,128
- Lot
- —
- Year built
- 1992
- Type
- Single Family
- Days on market
- 1
- Heating
- Central, Electric, Propane
- Cooling
- Central Air, Electric, Heat Pump
- Foundation
- Basement
- Flooring
- Carpet, Vinyl
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,318/ month
- Principal & interest
- $1,950
- Property tax (~1.05%)
- $275
- Homeowners insurance
- $91
- HOA dues
- —
Down payment
$15,750 down · $299,250 financed
Income to qualify (28% rule)
~$99,360 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.