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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

2937 Shady Reach Lane

Charlotte, NC · 3,255 sqft

$650,000

  • 4Beds
  • 3Baths
  • 3,255SqFt
  • 1999Year

About this home

Welcome to this beautifully maintained full-brick home in coveted Mt. Isle Harbor on Mountain Island Lake. Tucked on a quiet cul-de-sac amid mature trees, this half-acre property offers a serene, park-like setting.

Designed for entertaining, the spacious layout features a dedicated home office, dramatic 2-story great room, dual staircases, a generous bonus room, and massive walk-in storage. The oversized primary bedroom offers vaulted ceilings, two closets, and an updated spa-like bathroom with designer tile shower and frameless glass doors. The chef’s kitchen boasts an oversized island, breakfast area, and stainless-steel appliances and overlooks a private, wooded backyard with a large deck—perfect for gatherings.

Outside, enjoy an extended driveway with a premium Goalrilla basketball goal and a heavy-duty 12x16 shed with upgraded subflooring and oversized doors. Best of all, this home includes a DEEDED BOAT SLIP with a heavy-duty 6,800 lb lift in deep water on Pod B—ideal for lake lovers.

Mt. Isle Harbor is a waterfront community offering lake access, clubhouse, pool, soccer field, two playgrounds, sport courts, walking trails, boat launch, and dry storage—plus lively neighborhood events like food trucks and holiday gatherings. Minutes to shopping, dining, Uptown, and Charlotte Douglas Airport. Don’t miss it!

Property details

Beds
4
Baths
3
SqFt
3,255
Lot
Year built
1999
Type
Single Family
Garage
2
Style
Transitional
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$576 / 6mo

Features

  • Attic Stairs Pulldown
  • Attic Walk In
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,879/ month

Principal & interest
$4,025
Property tax (~1.05%)
$568
Homeowners insurance
$189
HOA dues
$96

Down payment

$32,500 down · $617,500 financed

Income to qualify (28% rule)

~$209,141 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.