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John KurtzCharlotte · NC

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Locust · Locust, NC

319 N Central Avenue

Locust, NC · 1,533 sqft

$450,000

  • 3Beds
  • 1.5Baths
  • 1,533SqFt
  • 1948Year
  • 100x200Lot
  • 1Days on market

About this home

Step into charm and visibility with this Craftsman-style gem—zoned LHC (Light Highway Commercial) with potential for residential rezoning. Just steps from Locust Town Center, this beautifully maintained space offers a welcoming front and back porch, fenced backyard, three potential bedrooms, spacious living room, and a kitchen with a large dining area. Located on N Central Ave (~7,700 vehicles per day) with Hwy 24/27 nearby (28,500+ VPD, projected 40K by 2040)! Current permitted uses include office, retail, daycare, salon & more. Minutes from Charlotte and Concord. With Locust’s booming growth, this timeless space is your chance to invest where it counts.

Property details

Beds
3
Baths
1.5
SqFt
1,533
Lot
100x200
Year built
1948
Type
Single Family
Days on market
1
Garage
2
Style
Arts and Crafts
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Bamboo, Carpet, Laminate

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,311/ month

Principal & interest
$2,786
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$141,942 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.