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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

3305 Spencer Street

Charlotte, NC · 1,478 sqft

$524,900

  • 2Beds
  • 2.5Baths
  • 1,478SqFt
  • 2022Year
  • 1Days on market

About this home

Stunning contemporary townhome offering the perfect blend of urban convenience and peaceful living. This beautifully designed home features 2 bedrooms, 2.5 baths, a dedicated office, soaring ceilings, abundant natural light, white oak hardwood floors on all three levels, and a spacious covered balcony with a sophisticated 3-panel sliding glass door and premium retractable screen. The entry level includes a private suite with custom shades. On the main level, the designer kitchen has white cabinetry, quartz countertops, and Café GE appliances, opening seamlessly to the spacious living room and covered balcony, perfect for entertaining or relaxing. Upstairs, the elegant primary retreat features vaulted ceilings, remote-controlled custom shades, two walk-in closets, and a spa-inspired bath with dual vanities and an oversized walk-in shower. The garage offers tall ceilings and generous storage space. Fresh interior paint gives the home a crisp, move-in-ready feel, and the washer, dryer, and refrigerator all convey. Located just blocks from the heart of NoDa, you'll enjoy easy access to neighborhood favorites, including the new Sprouts Farmers Market, Haberdish, The Local Loaf, Neighborhood Theatre, local breweries, and art galleries. The home is also conveniently located near the 36th Street Light Rail Station, providing quick access to Uptown Charlotte. Experience the best of city living in Charlotte's most vibrant neighborhood. Welcome Home!

Property details

Beds
2
Baths
2.5
SqFt
1,478
Lot
Year built
2022
Type
Townhome
Days on market
1
Garage
1
Style
Contemporary
Heating
Electric
Cooling
Central Air
Foundation
Slab
HOA dues
$240 / mo

Features

  • Breakfast Bar
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,103/ month

Principal & interest
$3,250
Property tax (~1.05%)
$459
Homeowners insurance
$153
HOA dues
$240

Down payment

$26,245 down · $498,655 financed

Income to qualify (28% rule)

~$175,853 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.