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John KurtzCharlotte · NC

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Rock Hill · Rock Hill, SC

331 Ivy Arbor Circle

Rock Hill, SC · 7,084 sqft

$2,900,000

  • 4Beds
  • 5Baths
  • 7,084SqFt
  • 2002Year

About this home

Exquisite French Country waterfront estate in the gated community of Joslin Pointe, offering panoramic main channel views of Lake Wylie, refined architecture, and an exceptional outdoor living experience. Perfectly positioned along the shoreline, this custom home blends timeless European design with over 7,000 square feet of thoughtfully designed living space. From the moment you arrive, the home’s stone exterior, manicured grounds, and architectural presence set the tone, while expansive water views create a breathtaking backdrop throughout. The main level features a spacious primary suite and elegant living areas filled with natural light, designed for both everyday living and effortless entertaining. The gourmet kitchen features a Viking range and high-end appliances, and opens seamlessly to the main living spaces and outdoor terraces, creating a natural flow for gathering while taking in the views. Upstairs offers generously sized bedrooms with more views, while the finished walk-out basement is designed for elevated entertaining and everyday enjoyment. This level features a full bar, expansive living areas and flex spaces, and beautifully finished acid-stained concrete floors with a rich, marbled appearance, adding warmth and character to the space. Outdoor living is where this home truly shines. A series of beautifully designed terraces lead to the water, featuring a fire pit, pergola, and multiple seating areas that create a private, resort-style setting. The newly installed WaterJack dock (2026) offers immediate access to Lake Wylie, making it easy to enjoy boating, sunsets, and lake life at its best. Additional highlights include a large walk-in attic, multiple storage areas throughout, and a seamless whole-home audio system, offering both convenience and thoughtful functionality. Located within Joslin Pointe, one of the area’s most exclusive gated waterfront communities, this home is part of a limited collection of just forty residences, including only thirty waterfront homes. Known for its French country architecture and old-world charm, the community features gas lanterns, elegant fountains, manicured landscaping, and a true sense of privacy, all set along the shores of Lake Wylie. It is the only gated waterfront community on Lake Wylie located in Rock Hill, offering a rare combination of exclusivity, character, and location just minutes from everyday conveniences. A rare opportunity to own a high-end waterfront estate where panoramic views, exceptional design, and luxury living come together.

Property details

Beds
4
Baths
5
SqFt
7,084
Lot
Year built
2002
Type
Single Family
Garage
2
Heating
Central, Natural Gas
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood
View
Water, Year Round
HOA dues
$2,700 / yr

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$21,568/ month

Principal & interest
$17,960
Property tax (~1.05%)
$2,537
Homeowners insurance
$845
HOA dues
$225

Down payment

$145,000 down · $2,755,000 financed

Income to qualify (28% rule)

~$924,380 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.