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John KurtzCharlotte · NC

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Fort Mill · Fort Mill, SC

3430 Caroland Drive

Fort Mill, SC · 3,234 sqft

$679,000

  • 5Beds
  • 4Baths
  • 3,234SqFt
  • 2021Year
  • 13Days on market

About this home

Nestled among picturesque fields with grazing horses visible from the front windows, this spacious and inviting 5-bedroom, 4-bath home with a bonus room/office and NO HOA offers the perfect blend of comfort, functionality, and peaceful country living. Built in 2021 and still covered by the builder's structural warranty, this home provides added peace of mind while being conveniently located just minutes from Publix, Target, Carowinds, and other everyday amenities.

Designed with flexibility in mind, the main level features a full bathroom adjacent to a flex room currently being used as a sixth bedroom, making it ideal for guests, a home office, or multigenerational living. The bright and welcoming living room showcases a wood-burning fireplace with a gas starter, while the dining area and breakfast nook offer beautiful views of the surrounding landscape. The well-appointed kitchen includes two dishwashers, an electric range with a gas hookup option, a walk-in pantry, and abundant storage—perfect for large families and entertaining.

Upstairs, the spacious owner's suite features a private sitting room currently used as a nursery, along with an en-suite bathroom offering a tiled shower, separate garden tub, and walk-in closet. Four additional bedrooms—three with walk-in closets—along with two full bathrooms and a conveniently located laundry room provide ample space for family, guests, and everyday living.

Situated on nearly 0.4 acres, the outdoor space is equally impressive. Enjoy a large yard ideal for entertaining, multiple fruit trees including peach, plum, apple, and nectarine, an above-ground pool, fire pit, chicken coop, and a garden area ready for summer planting and fall harvests.

Located in the award-winning Fort Mill School District near the North Carolina/South Carolina state line, this property offers convenient access to Charlotte, Ballantyne, Rock Hill, and major commuter routes. Whether you're looking for space for a growing family, a small homestead, or simply the freedom that comes with no HOA, this home delivers a rare combination of peaceful views, modern convenience, and expansive indoor and outdoor living.

Owner/Seller is a South Carolina Real Estate Agent.

Property details

Beds
5
Baths
4
SqFt
3,234
Lot
Year built
2021
Type
Single Family
Days on market
13
Garage
2
Heating
Central, Electric
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Crawl Space
Flooring
Carpet, Tile, Vinyl

Features

  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,997/ month

Principal & interest
$4,205
Property tax (~1.05%)
$594
Homeowners insurance
$198
HOA dues

Down payment

$33,950 down · $645,050 financed

Income to qualify (28% rule)

~$214,174 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.