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John KurtzNational Real Estate

Charlotte · Charlotte, NC

3430 Cosby Place

Charlotte, NC · 2,397 sqft

$965,000

  • 3Beds
  • 2.5Baths
  • 2,397SqFt
  • 2016Year
  • 194.21 x 48.08 x 205.46 x 46.75Lot
  • 1Days on market

About this home

Tucked into one of Charlotte's most desirable intown locations, 3430 Cosby Place offers the rare opportunity to enjoy a quieter residential setting while remaining moments from the energy, culture, and conveniences that make Plaza Midwood and the surrounding neighborhoods so sought after.

Life here is about connection and convenience. Start your mornings with a walk along the nearby Briar Creek Greenway, spend weekends exploring local coffee shops, breweries, restaurants, and boutiques, or enjoy an easy commute to Uptown Charlotte, NoDa, Elizabeth, and South End. Whether meeting friends for dinner, attending community events, or enjoying the area's parks and trails, everything that makes Charlotte vibrant is just minutes from your doorstep.

Situated within the intimate Oaks at Midwood community, this thoughtfully designed bungalow combines timeless charm with modern livability. The welcoming front porch, screened rear porch, and fenced backyard create multiple outdoor living spaces designed for relaxing, entertaining, and enjoying the Carolina seasons. Inside, the open floor plan provides effortless flow between gathering spaces, making everyday living as comfortable as hosting family and friends.

A dedicated office offers flexibility for today's work-from-home lifestyle, while the spacious upper-level primary retreat provides a peaceful escape complete with its own private balcony overlooking the natural surroundings. Generous secondary bedrooms, abundant storage, and thoughtfully planned spaces throughout create a home that lives larger than expected.

One of the community's most distinctive features is the designated Tree Save Conservation Area located behind the home and neighboring properties. Established during development to preserve mature trees and existing canopy, this protected wooded preserve helps maintain the natural beauty and character that make the neighborhood so appealing. The conservation area provides a scenic green backdrop, enhanced privacy, and the feeling of living alongside nature while still being close to the city. It also contributes important environmental benefits, including erosion control, stormwater management, and wildlife habitat preservation. A portion of the HOA dues is allocated toward the ongoing stewardship and maintenance of this protected natural space, ensuring its preservation for years to come.

Beautifully landscaped streets, nearby greenways, parks, recreation, dining, shopping, and entertainment complete the experience. More than simply a home, 3430 Cosby Place offers a lifestyle that blends convenience, connectivity, privacy, and natural beauty in one of Charlotte's most sought-after locations.

Property details

Beds
3
Baths
2.5
SqFt
2,397
Lot
194.21 x 48.08 x 205.46 x 46.75
Year built
2016
Type
Single Family
Days on market
1
Garage
2
Style
Cottage
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$7,102/ month

Principal & interest
$5,976
Property tax (~1.05%)
$844
Homeowners insurance
$281
HOA dues

Down payment

$48,250 down · $916,750 financed

Income to qualify (28% rule)

~$304,386 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.