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John KurtzCharlotte · NC

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Matthews · Matthews, NC

3442 Matthews Indian Trail Road

Matthews, NC · 1,226 sqft

$315,000

  • 3Beds
  • 2Baths
  • 1,226SqFt
  • 1971Year

About this home

Charming brick ranch on nearly half an acre with no HOA in desirable Union County! This 3-bedroom, 2-bath home offers the perfect blend of comfort, convenience, and opportunity. Inside, you'll find beautiful hardwood floors, a spacious eat-in kitchen, and a renovated primary bathroom. The functional floor plan provides comfortable living spaces and is ready for a new owner to add their personal touches. Step outside and enjoy the benefits of a large, flat, fully fenced backyard with plenty of room for gardening, pets, recreation, or hobbies. Entertain on the back deck, and relax around the firepit. The property includes a storage shed and chicken coop, offering flexibility for those seeking a more self-sufficient lifestyle. Bring your chickens and enjoy the freedom that comes with owning a property without HOA restrictions. Conveniently located near 74 & I-485, this home provides easy access to shopping, dining, entertainment, and commuting routes while still offering the space and privacy of a larger lot. Situated in the sought-after Union County school district, this property presents an excellent opportunity for buyers looking for affordability, outdoor space, and a great location. Don't miss your chance to own this well-maintained brick ranch with hardwood floors, a fenced yard, no HOA, and nearly half an acre of land in a highly convenient location.

Property details

Beds
3
Baths
2
SqFt
1,226
Lot
Year built
1971
Type
Single Family
Garage
1
Style
Ranch
Heating
Baseboard
Cooling
Central Air
Foundation
Crawl Space

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,318/ month

Principal & interest
$1,950
Property tax (~1.05%)
$275
Homeowners insurance
$91
HOA dues

Down payment

$15,750 down · $299,250 financed

Income to qualify (28% rule)

~$99,360 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.