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John KurtzNational Real Estate

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Lake Toxaway · Lake Toxaway, NC

365 Cherokee Circle

Lake Toxaway, NC · 2,193 sqft

$649,000

  • 3Beds
  • 3.5Baths
  • 2,193SqFt
  • 2024Year
  • 1Days on market

About this home

Experience the ease of brand-new mountain living in this beautifully crafted custom home nestled within the private community of Indian Lake Estates in Lake Toxaway. Offering a thoughtful blend of quality construction, modern finishes, and low-maintenance design, this move-in-ready home provides a peaceful mountain setting ideal for a full-time residence or seasonal retreat.

A welcoming wraparound porch invites you to relax and enjoy the surrounding natural beauty, while the solid Knotty Alder front door opens to a bright, open-concept interior filled with natural light from an expansive wall of windows. Warm architectural details, including shiplap accents and white oak stairs with matching handrails, add character and timeless appeal throughout the home.

The open living, dining, and kitchen areas create an inviting space for gathering with family and friends. The kitchen is equipped with stainless steel appliances, and every detail has been thoughtfully selected for both style and functionality. The spacious primary suite features a spa-like bath with a soaking tub, custom vanity, and touchless fixtures, while all bathrooms are appointed with modern touchless faucets. Ceiling fans in every bedroom and a Trane HVAC system provide year-round comfort.

Step outside to enjoy the beautifully finished exterior, complete with a wraparound stained porch, custom stone fire pit, circular gravel driveway, decorative landscape boulders, and professionally landscaped grounds that complement the natural mountain surroundings.

Built with durable LP SmartSide siding in Peppercorn, solid Knotty Alder doors, quality craftsmanship, and attention to detail throughout, this exceptional new construction home offers the rare opportunity to enjoy the comfort, efficiency, and peace of mind that come with owning a brand-new home in the heart of Lake Toxaway.

Property details

Beds
3
Baths
3.5
SqFt
2,193
Lot
Year built
2024
Type
Single Family
Days on market
1
Style
Farmhouse
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
HOA dues
$984 / yr

Features

  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,858/ month

Principal & interest
$4,019
Property tax (~1.05%)
$567
Homeowners insurance
$189
HOA dues
$82

Down payment

$32,450 down · $616,550 financed

Income to qualify (28% rule)

~$208,226 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.