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John KurtzNational Real Estate

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Morganton · Morganton, NC

3695 Bradley Road

Morganton, NC · 1,325 sqft

$319,000

  • 3Beds
  • 2Baths
  • 1,325SqFt
  • 1988Year
  • 1Days on market

About this home

Updated and move in ready 3BR/2BA brick home situated on 1.17 acres just moments from Silver Creek Plantation Golf Course. This property features a durable metal roof, Trane 3-ton heat pump (2021), updated granite countertops, stainless steel appliances, oak cabinetry with under-cabinet lighting, waterproof laminate flooring throughout, and updated bathrooms with new countertops, fixtures, and lighting. Additional improvements include remote-controlled ceiling fans, updated lighting throughout the home, a 40-gallon water heater (2019), seamless gutters, and a cozy gas fireplace. The full basement offers excellent storage or future expansion potential, while the detached outbuilding and covered carport provide added functionality. Enjoy the convenience of golf course access nearby while still having plenty of room to spread out and enjoy the outdoors!

Property details

Beds
3
Baths
2
SqFt
1,325
Lot
Year built
1988
Type
Single Family
Days on market
1
Style
Ranch
Heating
Heat Pump
Cooling
Ceiling Fan(s)
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,347/ month

Principal & interest
$1,975
Property tax (~1.05%)
$279
Homeowners insurance
$93
HOA dues

Down payment

$15,950 down · $303,050 financed

Income to qualify (28% rule)

~$100,621 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.