Spruce Pine · Spruce Pine, NC
384 Bear Cub Drive
Spruce Pine, NC · 1,195 sqft
$199,800
- 1Beds
- 1Baths
- 1,195SqFt
- 1990Year
- 1Days on market
About this home
Welcome to this affordable one bedroom mountain retreat with three versatile bonus/flex rooms perfect for guests, office, den or craft space. At approximately 3000 feet elevation this home is a great place to escape the summer heat. It's move in ready with a fenced dog yard and spacious open floor plan not to mention it's all on one level. Thoughtfully updated with new flooring, fresh paint, and a new water heater, Enjoy cooler weather sitting around the pellet stove or outside by the fire pit. Additional highlights include two outdoor storage sheds and parking for four or more vehicles.
Whether you're seeking a full time, seasonal summer home, weekend getaway, or investment property, this versatile retreat sits just 20 minutes from Spruce Pine, one mile from the Blue Ridge Parkway, and a short drive to Altapass Apple Orchard, Little Switzerland, and Linville Falls.
Property is served by a one-bedroom septic permit. Realtor owned.
Property details
- Beds
- 1
- Baths
- 1
- SqFt
- 1,195
- Lot
- —
- Year built
- 1990
- Type
- Single Family
- Days on market
- 1
- Heating
- Central, Ductless, Other - See Remarks
- Cooling
- Central Air, Ductless
- Foundation
- Crawl Space
- HOA dues
- $150 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$1,483/ month
- Principal & interest
- $1,237
- Property tax (~1.05%)
- $174
- Homeowners insurance
- $58
- HOA dues
- $12
Down payment
$9,990 down · $189,810 financed
Income to qualify (28% rule)
~$63,558 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.