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John KurtzCharlotte · NC

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Union Mills · Union Mills, NC

386 Groves Road

Union Mills, NC

$470,000

  • 4Beds
  • 2.5Baths
  • 0SqFt
  • 2002Year

About this home

This well-maintained, move-in ready home combines comfort, convenience, and practicality, making it perfect for any lifestyle. Boasting 4 spacious bedrooms and 2.5 bathrooms, this home offers ample space for families, entertaining, or simply enjoying your own retreat. The main level is designed for convenience and functionality, featuring two large bedrooms, including a primary suite with an en-suite bathroom, offering privacy and ease of access. An additional half bath on the main floor ensures guests are always accommodated. Upstairs, you'll find two generously sized bedrooms and a full bathroom, perfect for family members, guests, or a home office setup. The layout is flexible and adaptable to suit your needs. Additional highlights include a detached garage, providing secure parking and extra storage space, as well as a whole-house generator hookup, giving you peace of mind during power outages. The paved driveway adds to the property’s curb appeal and practicality. Agent is Owner.

Property details

Beds
4
Baths
2.5
SqFt
0
Lot
Year built
2002
Type
Single Family
Garage
1
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Features

  • Walk-In Closet(s)
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,459/ month

Principal & interest
$2,910
Property tax (~1.05%)
$411
Homeowners insurance
$137
HOA dues

Down payment

$23,500 down · $446,500 financed

Income to qualify (28% rule)

~$148,250 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.