Terrell · Terrell, NC
3889 Granite Street
Terrell, NC · 2,950 sqft
$635,000
- 3Beds
- 2.5Baths
- 2,950SqFt
- 2003Year
- 54Days on market
About this home
SOMERSET LAKE NORMAN!! This well-maintained home is situated on a private, peaceful lot with winter views of Lake Norman in Terrell, Catawba County, NC. A well-manicured lawn, lush landscaping and a nice exterior envelope you as you drive up. This transitional-style, one-owner home has a fabulous floor plan with both the primary bedroom and laundry room on the main level. You are welcomed inside by newly refinished, beautiful hardwood floors to two-story Great Room w/gas logs fireplace and a dedicated Dining Room with a beautiful vaulted ceiling! The Kitchen is open to the Living Room and features hickory cabinets, an electric cooktop w/microwave hood, a wall oven, new stainless steel dishwasher, disposal and a pantry. There is a cozy Breakfast Room overlooking the backyard gardens and nice back deck with retractable awning. Fresh paint and NEW windows in 2026 that feature Plantation Shutters and custom roller shades . The main level Primary Bedroom has a nice sitting area with a cozy gas logs fireplace, a large en suite bathroom with dual vanities, garden tub and separate shower, and huge walk-in closet with laundry chute! A Powder Room on main level for guests is tucked away in the back hall. You will love the large Laundry/Mud Room, which is right off the Garage and has a utility sink and side door. The upstairs has two nice-sized secondary Bedrooms with large closets and a shared bathroom with double vanity areas. There is also Bonus Room over the garage with additional flexible space, which was originally designed as a home theater w/ wet bar and home gym. Convenient attached, 500-sq ft double garage with built-in shelving for additional storage. Irrigation system and recent spring yard service. Encapsulated crawl space. Nestled halfway between Mooresville and Denver for schools, restaurants, shops & conveniences in either direction!! Just 5 minutes to Midway Marina with Boat Rentals and private Boat Clubs, and only 7 minutes to both Pinnacle and McCrary Creek Public Lake Access launch sites!! Come live the Lake Life!!
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 2,950
- Lot
- —
- Year built
- 2003
- Type
- Single Family
- Days on market
- 54
- Garage
- 2
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air, Electric
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Wood
- View
- Water, Winter
- HOA dues
- $250 / yr
Features
- Attic Other
- Breakfast Bar
- Built-in Features
- Garden Tub
- Open Floorplan
- Pantry
- Storage
- Walk-In Closet(s)
- In-Ground Irrigation
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,694/ month
- Principal & interest
- $3,932
- Property tax (~1.05%)
- $555
- Homeowners insurance
- $185
- HOA dues
- $20
Down payment
$31,750 down · $603,250 financed
Income to qualify (28% rule)
~$201,189 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.