Lexington · Lexington, NC
3920 Old Mountain Road
Lexington, NC · 2,480 sqft
$699,000
Reduced from $799,000
- 3Beds
- 2Baths
- 2,480SqFt
- 1992Year
- 76Days on market
About this home
This beautiful lakefront home sitting on a 2.5+ acre lot, offers the ideal blend of privacy, comfort, and scenic water views! You'll love the HUGE newer private dock with covered boat slip and floater! Inside with primary on main, the open-concept floor plan creates an inviting flow between the main living spaces, highlighted by a cozy fireplace in both the living room and the lower-level great room. Step outside to experience true indoor-outdoor living with a lakeside deck, screened-in porch, and a lower-level covered patio. Tax value $643,550 reflects the new 2026 Davidson County valuation. Tax rate and total tax amount listed are based on 2025 figures. 2026 tax rate projected TBD mid-2026. Pier permit with Cube Hydro: $100 annual renewal fee. One-time $175 pier transfer fee to be paid by buyer at closing. Preapproved buyers welcome!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 2,480
- Lot
- —
- Year built
- 1992
- Type
- Single Family
- Days on market
- 76
- Heating
- Forced Air, Propane
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Carpet, Tile, Wood
- View
- Water
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$5,144/ month
- Principal & interest
- $4,329
- Property tax (~1.05%)
- $611
- Homeowners insurance
- $203
- HOA dues
- —
Down payment
$34,950 down · $664,050 financed
Income to qualify (28% rule)
~$220,483 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.