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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

400 N Church Street #404

Charlotte, NC · 1,377 sqft

$575,000

  • 2Beds
  • 2.5Baths
  • 1,377SqFt
  • 1997Year

About this home

Luxury Uptown Living in the Heart of Fourth Ward! This beautifully updated condo offers the perfect blend of style, convenience, and city views in one of Charlotte's most desirable neighborhoods. The wide-open main living area features brand-new luxury vinyl plank flooring and fresh paint throughout, creating a bright, modern, move-in-ready space. The well-appointed kitchen boasts granite countertops, stainless steel appliances, and seamless flow into the spacious dining and living areas. Enjoy custom touches including plantation shutters, a built-in window seat with storage, and views toward Uptown. Upstairs, you'll find two generously sized bedrooms and two full baths, including a private owner's suite with a walk-in closet and en-suite bath. Both bedrooms showcase stunning city views. Additional updates from the prior owners include a 2020 HVAC system and recently replaced range. Residents enjoy one secure gated parking space, a dedicated storage unit, and access to the building's fitness center. Located just steps from Fourth Ward Park, green spaces, dining, entertainment, and everything Uptown Charlotte has to offer, this is city living at its finest. Welcome home!

Property details

Beds
2
Baths
2.5
SqFt
1,377
Lot
Year built
1997
Type
Condo
Garage
1
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Other - See Remarks
HOA dues
$650 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,881/ month

Principal & interest
$3,561
Property tax (~1.05%)
$503
Homeowners insurance
$167
HOA dues
$650

Down payment

$28,750 down · $546,250 financed

Income to qualify (28% rule)

~$209,227 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.