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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

400 N Church Street #521

Charlotte, NC · 1,246 sqft

$494,500

Reduced from $525,000

  • 2Beds
  • 2Baths
  • 1,246SqFt
  • 1997Year
  • 243Days on market

About this home

This 2 BR 2 Bath condo is the perfect escape from the hustle & bustle of the city just out your door. This peaceful, move-in-ready unit features including a spacious balcony with balcony-to-balcony views, and a stunning Charlotte skyline backdrop—an outdoor space you’ll actually want to use.

Freshly painted and designed for everyday ease, the home includes custom closets plus a built-in Murphy bed and desk to maximize functionality. Enjoy stainless steel appliances and a bright, open living/dining space with warm hardwood floors. Floor-to-ceiling windows bring in natural light, while the balcony offers peaceful courtyard views by day and glowing city lights by night.

Ideally located in 4th Ward near Uptown favorites—dining, theaters, museums, sports venues, parks, the green-way, and groceries—this condo makes it easy to live well and enjoy all the city has to offer.

Property details

Beds
2
Baths
2
SqFt
1,246
Lot
Year built
1997
Type
Condo
Days on market
243
Garage
1
Style
Traditional
Heating
Central, Forced Air
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Hardwood, Tile
View
City
HOA dues
$650 / mo

Features

  • Elevator
  • Storage
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,289/ month

Principal & interest
$3,062
Property tax (~1.05%)
$432
Homeowners insurance
$144
HOA dues
$650

Down payment

$24,725 down · $469,775 financed

Income to qualify (28% rule)

~$183,835 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.