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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

400 N Church Street

Charlotte, NC · 1,384 sqft

$489,000

  • 2Beds
  • 2.5Baths
  • 1,384SqFt
  • 1997Year

About this home

Experience the best of Uptown living in this sophisticated, townhouse-style condo community located in the heart of Charlotte’s historic Fourth Ward. Perfectly positioned within the sought-after 400 North Church building, this unit offers a combination of privacy and convenience, featuring both a secure building entrance and a private courtyard entrance, inviting seamless indoor-outdoor living.

Inside, the open-concept main level is anchored by beautiful wood floors and a light-filled living, dining, and kitchen area that flows effortlessly onto a private balcony overlooking the lush courtyard. The primary suite serves as a serene retreat, offering direct balcony access, a spacious walk-in closet, and a well-appointed bathroom with dual vanities. Designed for the modern urban dweller, this home includes the essential perks of secure, deeded garage parking and an additional storage unit, while building amenities—including a fitness center and elevator access—add to the effortless lifestyle.

Situated just steps from the scenic Fourth Ward Park, vibrant dining, entertainment, and the light rail, this condo captures the unique charm of a historic neighborhood while keeping you at the center of Uptown’s energy. Discover a rare opportunity to own a stylish, low-maintenance residence that balances historic character with every modern convenience.

Property details

Beds
2
Baths
2.5
SqFt
1,384
Lot
Year built
1997
Type
Condo
Garage
1
Style
Transitional
Heating
Forced Air
Cooling
Central Air
Foundation
Slab
HOA dues
$650 / mo

Features

  • Elevator
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,249/ month

Principal & interest
$3,028
Property tax (~1.05%)
$427
Homeowners insurance
$142
HOA dues
$650

Down payment

$24,450 down · $464,550 financed

Income to qualify (28% rule)

~$182,101 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.