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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

401 McDonald Avenue

Charlotte, NC · 5,514 sqft

$4,195,000

  • 5Beds
  • 5.5Baths
  • 5,514SqFt
  • 2026Year
  • 156'x58'x156'x57'Lot
  • 45Days on market

About this home

This new construction home comes with a six year home warranty and a $125K credit towards future pool or other upgrades of your choice!!!! Set on a premier corner lot in the heart of Dilworth, just moments from South Blvd with a short walk to nearby dining and retail, this 5,514 sq ft brick residence reflects European design with a touch of modern, offering a refined lifestyle comparable to luxury Uptown Charlotte living within one of the city’s most established neighborhoods. The main level is thoughtfully curated, anchored by a private primary suite featuring a spa-inspired bath and dedicated laundry. Light-filled living spaces unfold seamlessly, centered around a beautifully designed kitchen that balances elegance with everyday functionality. A scullery and custom cabinetry provide added convenience, while white oak flooring and tailored millwork contribute to the home's understated sophistication. The inclusion of an ELEVATOR enhances accessibility and makes this a remarkable age in place home. The covered rear porch extends the living space outdoors, overlooking a fenced backyard and creating a natural connection between interior and exterior. Spacious back yard has potential for future pool installation. Upstairs, four additional bedrooms are complemented by a home MOVIE THEATER including projector and movie screen, second laundry, and a spacious bonus room with fireplace. A private balcony offers elevated views toward Uptown Charlotte, adding a distinctive finishing touch. An exceptional opportunity to own a newly constructed home of quiet luxury and architectural intention, set within one of Charlotte’s most desirable addresses.

Property details

Beds
5
Baths
5.5
SqFt
5,514
Lot
156'x58'x156'x57'
Year built
2026
Type
Single Family
Days on market
45
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air, Multi Units
Foundation
Crawl Space
Flooring
Tile, Wood
View
City

Features

  • Elevator
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$30,875/ month

Principal & interest
$25,980
Property tax (~1.05%)
$3,670
Homeowners insurance
$1,223
HOA dues

Down payment

$209,750 down · $3,985,250 financed

Income to qualify (28% rule)

~$1,323,215 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.